How Will Bankruptcy Affect Employment Opportunities

Can an employer choose not to hire you based on a bankruptcy filing? While you should certainly be sure you contact an attorney before filing Chapter 7 or chapter 13 bankruptcy, here is a concise overview.

No. Based on the Bankruptcy Act and Fair Credit Reporting Act, it is illegal for an employer not to hire you based on a past bankruptcy. However, many companies do pull a credit report in the later stages of the hiring process, and may use the information found there as part of their final decision. This is especially likely if you are applying for a job that can affect the company financially (accounting, payroll, etc.). While a bankruptcy alone is unlikely to prevent you from getting a job, poor credit preceding bankruptcy may be used as a determining factor that sets another candidate just a little bit ahead of you and helps the hiring company make a final decision to go with someone else.

How to Avoid This:

Honesty is the best policy: Before a company can pull your credit report, they need your permission. When presented with the waiver, ask the specifics of the background check. Will a credit report be included? If so, you should mention what a potential employer is likely to find there – late payments, past bankruptcy filing, etc.

Go on the offensive: Give your potential employer a brief explanation of your bankruptcy situation. Explain the extenuating circumstances that brought you to bankruptcy (illness, loss of employment due to current economic conditions, divorce, etc.) and what you have done to rectify the situation since. You don’t need to go into great detail, just acknowledge the bankruptcy and leave the employer knowing that you take it seriously and are on the right track again.

Redirect: If appropriate, follow up the explanation of your bankruptcy with an example of how you learned from it and how that lesson can help you in the potential job. Or, redirect the conversation to one of your much strength that makes you a perfect candidate for the position.

Focus on the positive: If you have reached the credit reporting stage of the interview, you are most likely being seriously considered for the position. Remind your potential employer why you are a great fit for the open position, regardless of your personal credit history.

Finding employment after bankruptcy can be quite a challenge! Applicants applying for work in banking, retail merchandising, government, security, and outside sales have always been routinely screened by prospective employers to verify clean credit records, clear criminal background checks, and negative drug tests. However in recent years, extensive screening, including credit checks, has become the norm for increasingly more occupations. An individual may possess all of the qualifications, but if a Chapter 7 or 13 proceeding appears on the credit report, they may be denied the job. The Fair Credit Reporting Act requires consumer reporting agencies to divulge information (good or bad) about job applicants to business owners requesting it. Since Chapter 7 and 13 bankruptcies remain on a consumer’s report for as much as ten years, debtors with blemished financial records face real obstacles when seeking employment after bankruptcy. The best recourse is to inform interviewers regarding any discrepancies that might be found in credit reports or background checks before they discover them. Fortunately, some companies realize that bad things do happen to good people. They may choose to overlook negative financial histories and hire a bankrupt individual based on past work performance, experience, and professional qualifications.

Focus Softnet Drives Its Business Expansion With The Route Of Franchising

With 20 years of deep research and development, Focus Softnet has developed business applications that have provided the best answers to complex business questions especially for small and mid- sized organizations across the globe. The company is recognized for technical excellence and rapid evolution of solutions that deliver absolute value for money. They develop solutions that move businesses and help them grow in a highly competitive environment.

Focus Softnet, headquartered in Hyderabad, plans to expand its retail footprint across India through the route of franchising. The company looks for passionate, self driven, business minded individuals to partner with them and extend the value offerings to new regions across India, through regional franchise and unit franchise options. The franchise facts of Focus Softnet consists of Regional Franchise with area space of 250-300 sq ft. and Rs 18-20 lakhs as the capital investment and Unit Franchise with area space of 100-150 sq ft and Rs 3-4 lakhs as the capital investment. The two main constraints i.e. quality and customer satisfaction are the pivots of their value proposition to the clients.

Franchising has outgrown the narrow concept of marketing a product or a service through its distribution channels. Focus strongly believes in the franchising formula, which provides a complete business opportunity that involves management, accounting, finance, economics, quantitative analysis and marketing. Focus has an established network of 21 offices spread across 13 countries, and it plans to open 45 franchisees in the next 5 years.

Speaking on the occasion, Mr. Faisal Mohammed Raziuddin, AVP at Focus Softnet, added We are keen to partner with people with specific knowledge of channel development, sales, development, business solution understanding with business capabilities. Focus Softnet is looking forward to a vigorous expansion drive across pan India through our channel partners (regional owners and unit franchise). Envisioning our future plans we recently opened 2 franchise outlets in India and are in process of becoming the largest player in the ERP solutions systems in India.

On the pact Ms Sonya Chowdhry, Director Franchise India Brands states We are pleased to have Focus Softnet with us. We will aggressively provide a concrete structure to develop, grow and expand various business models of Focus Softnet and will further enhance its expertise in the marketing and recruitment system.

The need for ERP is increasing as the SME segment grows and fulfilling this need is FOCUS SOFTNET. Focus Softnets core competence is in its product offering for various categories like Entry Level solutions, Mid range products and specialized products which are custom built and appropriate for bigger corporations that can be tailored to suit every business requirements.

Lcd Screens Transforming Digital Signage And Advertising In Restaurants And Retail Stores

It is not hard to understand why LCD displays screens are rapidly being adopted by retail stores and restaurants. InfoTrends conducted a digital signage study where they polled consumers and found that “digital signage displays have a 47.7% effectiveness on brand awareness, increase the average purchase amount by 29.5%, create a 31.8% upswing in overall sales volumes, generate a 32.8% growth in repeat buyers and generate 32.8% more in-store traffic”.

LCD display screens are being used by restaurants for displaying the menu and entertainment, by garment and clothing retail stores to show videos of fashion shows and to showcase various products, and by automobile dealers as video walls to provide the feel of the car on the road and to keep the customer occupied as they wait for sales agent or other people.

LCD Display Usage in Restaurants: When visiting KFC Hyderabad (India), what grabs your attention is not so much the smell of food but the vibrant colours of the four 42-inch LCD display panels which serves as the overhead menu board. KFC Hyderabad sought the help of Sharp Business Systems India ( to set up the digital signage solution. LCD digital menus can be maintained from a remote central location or a local PC set up in the store. The benefit of remote central management is that menu, promotions, video, pricing and other items displayed on the LCD displays in the retail outlet can be managed from one central location to provide consistency and to make sure that the changes are made consistently across all stores at the same time. Consumers receive dynamic previews of the offering with potential for positive impact on sales. If restaurants have the networked point-of-sale cash registers collecting time based purchased data, marketing can get instantaneous feedback on how different promotions and pricing are having impact on sales.

Restaurants are also using LCD displays as televisions to spruce up the restaurant atmosphere. It is now a common expectation to have LCD TVs in restaurants that show the local sports or the news.

LCD Display Usage in Showrooms: Whether it is women clothing store, automobile showroom, convenient store or a department store, LCD displays are appearing in all these locations. A typical store has up to four LCD displays per site. InfoTrends study showed that business that had installed displays in their showroom, predominantly expected the display usage in their showrooms to increase. To grab and hold consumer attention, retailers are using LCD displays in a video-wall format or in a daisy chain format along with stand alone units. The content could be a mixture of video along with text or a combination. The goal is to target specific customers with specific information and this information may change with the time of the day – creating a retail company-owned, closed-circuit television network that runs nothing but the retail company programming.

Why do Retail Businesses Select LCD Displays vs. Plasma Displays?
There are a number of reasons why retailers and restaurants are selecting LCD display over plasma displays.

Fan-less Architecture of LCDs: LCD displays do not have a fan potentially resulting in less noise and distraction. This is less of an issue with newer higher end plasma displays, however it is worthwhile to keep track as you evaluate the two options.

Rugged Design of LCDs: LCD displays are closed-box units and more rugged. There is less chance of oil fumes, dust or other elements getting into the unit and reducing the life of the unit.

Resolution and Picture Quality: (A) Video resolution on LCD displays and plasma display are comparable but computer data is better observed on LCD displays. (B) LCDs are better to view in ambient light or in brightly lit rooms. As businesses usually work during the day in ambient light, LCDs are more desirable for most business applications. (C) Plasma manufacturers have made much of their viewing angles. However with new LCDs the view angles are 176. There is not much difference between the two technologies in viewing angle. (D) There have been concerns with burn-in for Plasma screens especially for static images. However, many Plasma manufacturers have improved their anti-burn in technology. There are no burn-in issues with LCD screens.

Life of the Display Unit: LCDs can be operated 24×7 for 50,000+ hours equivalent to 5+ years of continuous viewing. Plasma, on the other hand, typically has a half life of 30,000 hours. At half life, the phosphors in a plasma screen will glow half as brightly as they did when the set was new. There is no way to replace these gases; the display simply continues to become dimmer with use. An LCD TV will last as long as its backlight – and in many models the backlight bulbs can be easily replaced!

Power Consumption: Plasma TVs use more power than LCD – twice as much

Technology for both plasma and LCD display continues to change. Be sure to check updates to the technology for apple to apple comparison

More details about the LCD and plasma displays visit

Diesel Heavy Duty Truck DiagnosticSscanner General Automotive Fault Detection

FCAR F3-G is the newest version of multi-functional intelligentized gasoline and diesel heavy duty truck diagnostic scanner/ general automotive fault computer. F3-G adopts the advanced modularized design technology which is capable of diagnosing and learning a variety of Chinese, European, American, Japanese and Korean gasoline, truck power system quickly and easily. Actually F3-G is the only auto diagnostic scanner that can test both gasoline and heavy duty trucks in one includes F3-W and F3-D all functions.

Product Introduction:

Testing the global mainstream gasoline cars, heavy duty truck, diesel vehicles at OEM level. Built-in high and low speed CAN-BUS,one diagnostic connector can test all the CAN-BUS vehicles. Support almost all OBD-II protocols.

Vehicle Supported:

FOR Gasoline:

BMW, Benz, Seat, Smart, Peugeot, Porsche, VW, Audi, Land Rover, Volvo, Opel , SAAB, MG, Chrysler, Ford, GM,Citroen, Skoda, Renault, Fiat, Alfa Romeo; Mitsubishi, Toyota, Nissan, Isuzu, Lexus, Honda, Subaru, Mazda, Hyundai, KIA, Daewoo, Ssangyong; and all Chinese cars.

FOR Heavy duty trucks:

Man, Scania, Mitsubishi, Isuzu, MACK, Catepillar, HINO, VOLVO, BENZ, NISSAN UD, International, Freightliner, Sterling, Western Star, Detroit, Daf, Erf, Kenworth,Hitachi,Renault, and almost all Chinese Heavy duty trucks /BUS………

Bosch, Cummins, Caterpillar, Denso, Siemens, Motorola, Zexel, VITO, NanYue, Delphi, Wabco– Functions Supported

Readout DTC, Readout Engine Model, Readout Computer Edition Information, Readout QR code, Readout System parameter number, Readout Data Stream, Clear DTC, Read-in QR Code, Component test, Cut-off Cylinder Test, Compression Test, Injector Test, Maintenance Help, Study on line and so on.

Package parameters:

1.Products with Main Unit, Diagnostic Connectors, Testing Cables and other accessories attached
2.Overall size with Extra protection box) for 1pcs: 56CM*55CM*20CM ;
Overall size with Extra protection box) for 2pcs: 56CM*55CM*37CM
3.Weight:1pcs: 12kg

Host Parameters:

Host Parameters


02 SD card interface insert/ pull out high-capacity SD card

03 Work Power DC9-28v/3A

04 Port DB15

05 Memory 2G

06 Display 8-inch TFT LCD touch display true color

07 Resolution 800X600, 16 bit true color color 65535

08 Print model 58mm thermo printer

09 External Dimension 290.7207.345mm

10 Storage temperature -30~45?

11 Operating Temperature -10~45?

12 Humidity

Famous Film Industries Throughout India With Blockbuster Movies

Karnataka is a state in southern India that Kannada language as the primary, even if people who do not know anything about this could have heard of Bangalore, which is the capital of Karnataka. Like every other film industry in Karnataka India even has its own film industry based on its most popular language, to understand the culture followed in this state, just watch movies Kannada if it is on point to make their stay in this state or even those who are working in this state, it is good to have prior information on the state and the people before entering the state.

It is a common belief that most Hindi films are the traditions and cultures of the Indian community, which is also true to some degree and also the main reason to attract as many people looking for international law and learn to understand Indian culture. Hindi films mixed emotions, drama, comedy, drama and action have ruled the heart of many people in the country and also through various other countries. However, these traditional concepts in Hindi films have taken a lift and change to a better understanding to occur in everyday life.

Hindi is the national language of India, if the Tollywood film industry is celebrated throughout India with the number of Telugu films being produced each year, even Bollywood movies have made their mark at international level . the Hindi film industry is called Bollywood, which is highlighted in Hindi films and have gained a reputation as Bollywood films. The history of Bollywood films dates back to 1913 when the first silent film Raja Harishchandra on screens that was highlighted by Dadasaheb Phalke. The success of this film has inspired many individuals to think of movies in severe conditions instead of having an opinion about this at low prices.

The above fact shows that dialogue even Bollywood movies may be popular in the eyes of many spectators who become stimulating factor to win the popularity of the film. There are so many Bollywood films have been produced for decades after decades and became popular with viewers thanks to the inclusion of hit and exciting nature of dialogue altogether corresponding to sequences of events seen in movies. Therefore, we can deduce that the dialogue has an important role to play, especially in connection with the films of Bollywood to be a puzzle blog.

Popularity of Hindi films are not just limited to India alone, but they are also very popular in some countries outside India and to name some of them are Nepal, Bangladesh, Pakistan, Indonesia, Singapore, Dubai, where many people knowing Hindi resides. Although popularity does not guarantee the quality of a film, in this context all Hindi films are produced in a year are not great qualities, but people’s tastes differ from person to person and is the why a certain type if not the quality of the movie also gets the popularity of this variation in taste among the spectators. However, this does not mean that there is somehow the Hindi film quality is not produced at all. There are certainly good directors who made the quality of Hindi movies for decades.