Safe Investment Options In India Treasury Bills (tb)

What exactly are Treasury Bills?

Treasury bills are promissory notes issued by the central government for a fixed period extending upto one year as a tool for raising short term funds from the equity trading market. They are usually issued for a discount for a maturity period of 91/182/364 days. TBs are an ideal form of short term investment for banks and financial institutions as they are eligible as securities for SLR (Statutory Liquidity Ratio) purpose. They can be purchased by any person resident in India including individuals, firms, companies, corporate bodies, banks and financial institutions.

These Bills usually do not carry any interest rate and are issued by the government at discounted value. This means that a ‘500 bill may be issued at a discount to investors for a price of ‘410. After the maturity date is over, the government will pay ‘500 to the holder of the bill. The difference between the par value at which the bills are redeemed and the face value at which the T-Bill was procured is the net gain to the investor.

Role in the Money Market:

1) A fiscal role as an instrument for raising funds for governments short term needs.

2) A monetary role as an instrument with RBI to influence liquidity in the equity trading market.

These T-Bills are issued by RBI at regular intervals and issued at a discount to face value. They very effectively serve as effective short-term borrowing instruments for the Government. Even investors benefit from the same as they can park their surplus funds in these instruments and considerably reduce their market risk.

FEATURES:

1) One can purchase these shares for a minimum face value of ‘1 lac and there is no fixed ceiling on the maximum amount of treasury bills that can be purchased from the money market. The rate of interest is determined by market, based on demand for and supply of funds in the money market. Moreover these treasury bills are highly liquid instruments giving offering attractive yields to investors

2) Treasury Bills as an asset class have been approved for SLR (Statutory Liquidity Ratio) purposes and DFHI (Discount and Finance House of India) is the stock market leader in such instruments. The bills are the only security in which the repurchase option (Repo) or ready forward transaction are permitted. This is the most important instrument for hedging against volatility in call loan market.

So after analyzing these points, you can yourself see that TBs are all time favorite for those who want to play big in stock market. Since the minimum investment amount is ‘ 1 Lac therefore, it becomes a niche investment option too. But even big players sometimes loose in stock market, therefore its the perfect investment option for them too.

College Management Software India – Reforming Scenario of Academics

Colleges have to keep a track of all the processes pertaining to management in an efficient manner. Nevertheless, avoiding errors is also obligatory and hence, relying on Indian college software will be highly recommendable.

There are several functions to be managed within college pertaining to planning, organizing tasks and their execution. These endeavours are indeed aimed at improving performance of entire campus in considerably lesser time. All these goals can be easily attained with proper utilization of ERP solution which has been powered by new age technological wonders. In short, Indian IT sector has acquired a gigantic leap in creation of software driven mechanism to integrate the works of college. Moreover, the college software has been in the market from quite a long time and at present, the modules are updated to offer comprehensive utility to colleges.

Besides, considering varied needs of learning campuses’ management, the software companies in Delhi are coming up with customized versions of the ERP solutions. As a matter of fact, the time spent in managing processes of academic domain separately has been reduced by college management software India. Primarily, due to its single platform which compiles all the modules serving purpose of various departments allow officials to deliver the outcome in shorter span of time. This brings forth a situation where it needs to be assessed the chief reasons behind success of this college software:

College management gets direction oriented: In the modern times, the manual processes of college might not be adequate to control the entire campus according to the targeted plan of action. To be precise, academic management software India has been designed to suit the requisites of colleges and contributes to the tailor made composition for staying ahead. Efficiency is the most important component for dealing with all the issues: Whether it is admission, attendance management, monitoring students’ performance, payroll management or other tasks related to academic ERP, swiftness has to be maintained throughout the session. Therefore, college management software is competitively developed to ensure efficiency at work. Module wise management does not leave space for confusion: It is apparent that if manual procedures those include paper work largely can lead to errors or even last minute confusion. Thus, administrative and other managerial tasks of academics can be smoothly managed by optimal usage of modules of college management software India. All it takes to improve the functioning of college is through utilization of specific module aligned in the software. To cut it short, the modules can be designed in accordance to the personalized needs of clients. Report generation gets quicker: Be it a report of management for administrative records or performance card of students, cautious approach is demanded. With the tradition college management, this may leave some trails of discrepancies yet by utilizing academic management software India, the authorities can create glitch-free reports. Therefore, this software acts as ultimate modern utility to manage learning campus and its departments without amiss.

Apart from the aforementioned points of significance, it can be claimed that academics need easier management for better outcome. Hence, it will not be wrong to conclude that college software serves the very purpose effectively.

College management software Delhi designed and developed by HR Software Solutions incorporates the facilities of management of resources though Academic management software India .

Make Your Career In Automobile Engineering

Automobile Engineering, a branch of vehicle engineering, deals with different elements of electrical, electronic, software and safety engineering. In this stream, a student learns how to design, develop, manufacture, test and repair and service automobiles. Today the demand of automobile engineer is growing day by day because India has emerged as the global hub of automobile and autocomponents manufacturer. An automotive engineer is involved in almost every aspect of cars and trucks designing from the initial concepts to manufacturing them. We can divide this engineering into three main streams for e.g. product engineering, development engineering and manufacturing engineering. Production engineers are commonly known as design engineers that focus on the design components and systems of a car. As a Development engineer, one may involve in various attributes of a car with performance, durability and speed. On the other hand, the manufacturer engineer is involved with how to make and construct various vehicles.

After completing Automobile Engineering from the top institute, a student has excellent job prospects. If an individual has some knowledge in IT, then he can work in designing, CAD, CAM, ERP, testing etc. And as well as if he has MBA degree, he can work as senior manager materials, SCM, CRM, Operations, production, planning and control, tester, consultant and many more. The career options for automobile engineer are Safety engineering, Emissions Research or Controller, performance engineer, Systems engineer, Operations Research, Vehicle Manufacturing Engineer etc.

Sharda University (SGI), the NCRs largest educational group, also offers B.Tech (automobile engineering) program. This engineering college provides various excellent facilities to the students for e.g. superior quality labs and workshop facilities, world class infrastructure, distinguished faculty members, excellent placement support, soft skills and career skill training, project work, seminars, guest lectures etc. The SGI Institute envisions an ambience of excellence, inspiring value based education, research and development. It also provides excellent support in the placement of students in the top companies of India and abroad. This institute delivers basic education with Application based learning by utilizing Modern Practices.

In short, automobile engineering brings ample job opportunities for the students. In this branch of engineering, a student can expertise in providing help to build and test the vehicles and he also learns how to repair and maintain with the appropriate tools and instruments.

Retail Jobs – Top 10 Reasons To Go Into Retail Management

With the retail jobs one should understand that the job defines that category where you are supposed to sell something to the final customer irrespective of the fact how small is the amount. Retail jobs are a very new thing and many management students are opting for this very lucrative option. For those who are wary about the retail jobs you can even try the part time retail jobs.

There are two different types of retail jobs. The first is that of the purchase of the goods offered for sale and the secondly the selling of the products directly to the customer.

There are various avenues available to you if you are going for the retail jobs. These are the part time retail jobs, the fashion retail jobs and for the students of the MBA degree the retail management jobs. The retail jobs are increasingly becoming a force to reckon with in the employment market and they are providing a number of employment options to the Freshers and they pay quite well also. So you really do not have to worry about the future and the sustenance of you and your family.

You even have the option for going with the merchandising jobs which is an easier version of the retail jobs involving only the buying and selling of the goods.

This is well cut out for the students who want to go for the entrepreneurial profession and this is a very good career option for them.

With a very high pay this job option becomes even more lucrative due to the fact that the management institutes especially hones the young minds that will suite the retail management industry thereby making the job handling easier for the students who have just graduated.

The professional training, polished speaking skills that is involved in this particular job option makes the retail jobs the first choice for everyone and this will in turn help in the better living standards of the practitioners.

With the boom in the online retail industry the chances have also increased and people are likely to get more opportunities while going for the retail jobs.

MBA colleges all around the world specifically train the young professionals and encourage them to go for this particular option and this way they get more job opportunities in the fields of retail store manager, retail assistant and the various merchandising jobs.

The industry is worth around 24 billion is India itself and this shows the boom that is expected in the following years worldwide.

A large number of vacancies are available with all the leading MNCs all around the world thereby increasing the chances of you landing up with a job.

With so many professional coming into play you will know what is expected of you in the professional world and will make the option an easy one to go ahead with.

There are large numbers of MBA colleges as well that offer you with the guidelines for the retail industry.

With many companies offering you the chance to do an internship bolsters your chances as well.

A Few Tips On How To Obtain Employment News Through Online Job Search Websites

Job search is a matter of great concern for today’s youngsters that they vigorously search for jobs through many ways like newspaper ads, employment agencies, and job search websites and so on. But among these different means of acquiring a job, websites are the most commonly used method of job search by the youngsters and freshers since most of the employers are now searching for recruiting their employees through websites and online services only. But on the contrary, the truth is, in these days of tough employment opportunities in India, online job search is very important for the job seekers. They are the most advantageous modes of recruitment and easy way of job searching since its very fast and inexpensive. When applying online, people can find the latest employment news and apply for the best jobs that suit their skills, educational qualification and abilities.

However it’s not that easy task as it’s said regarding the job applications on these online job search sites. The truth is, even though the internet is a great marketplace for manpower, unless you do it correctly, you’ll be rejected or thrown to the least of all the millions and millions of candidates on the cyberspace. Here are some of the online job search tips to apply to different websites such as Sarkari Naukri and how to come out successfully with the online job hunting activity.

– The first step is to create a professional email address for yourself with which you should sign in to the online job search websites. There are always some good techniques in selecting a professional user name such as including your name and also a few numbers from your birthday date and so on. However you choose the name, the mandatory requirement is to keep your email to be updated with all hourly updates and notifications about the different kinds of Government jobs or private jobs available in the different regions of the country till-date.

– Your resume should be uploaded in a universally readable form with fonts like Times New Roman or Verdana in the font size 10 to 12. It’s better to keep your resume in PDF format so that the recruiters would find it easy to read and analyze the resume.

– Be tactful and clever in managing your personal profile information since this would be the content that the potential job searchers would be going through in your profile. You should be very careful in not leaking out all information to all viewers of your profile.

– Another possible guideline is to be genuine and truthful to the employers who call you on for an interview. In case of unavoidable circumstances, you have to ring up and explain that you won’t be attending the interview.

With all these guidelines in mind, you can start searching for your government jobs in different job search websites with confidence. OnlineBharath, founded in April 2010, is an employment website featuring the best and the latest employment news on all types of jobs including Public Sector Units, Central and State Government jobs, vacancies and Walk-ins in India. For further details, please visit http://www.onlinebharath.co.in