Investment Management Training

In the early period of development of finance as a profession, i.e., until the early 1950s, investment management was primarily concerned with the procurement of funds. The subject matter was mainly confined to financial problems arising during episodic events like incorporation, merger, consolidation and reorganization. Thus, the traditional role of the investment manager was to raise externally the funds required by joint stock companies. The internal administration of finance was either ignored or dealt with by the promoter entrepreneur himself.

With the passage of time, the role of investment manager has undergone drastic changes. Presently, the investment manager is in charge of determining the total amount of capital required for both the short-term (working capital) and long-term (fixed capital). This is done by proper forecasting and planning of finance. Secondly, their job profile includes investing the funds in assets and projects, with the aim of making profits. This is to be done in such a way that the earnings are more than the cost so that there is a positive net return to the concern.

Now the investment manager is concerned with the management of assets, raising and allocation of capital, and valuation of the firm. Besides, he has to ensure the supply of funds to all parts of the organization, evaluate the financial performance, negotiate with bankers, financial institutions and other suppliers of credit, and keep track of stock exchange quotations and the behavior of stock price.

To play his role well the investment manager has different tools, such as cost of capital, leverage, capital budgeting, working capital management techniques and fund flow analysis/cash flow analysis. Cost of capital helps in deciding the appropriate source of finance. Normally the sources with minimum costs are selected, so that the weighted average cost of capital can be kept to a minimum. Capital budgeting helps in deciding the proper investment mix; the available resources should be used in the most profitable way. For this purpose, suitable projects should be selected from alternative courses by using capital budgeting techniques.

Why Invest In Resort Hotels

Resort hotels have of late been a very popular option among the investors. The reason is that such property for investment offers a blend of entertainment and excellent returns on your capital. True that there are other investment options too that offer excellent growth but many of the traditional investment options focus on money solely and not on other avenues.

The advantage with owning a resort as an investment property abroad is that you own an excellent property abroad which can be utilized for holidays and also for earning decent money when you are not using the property.

Resort hotels give you, as a resort owner, the excellent combination of high yield on your capital investment, great looking locations and brilliant facilities on the resort. The Caribbean investments have been doing very well in this respect.

An excellent fact about the resorts is that most of the resorts take a long time to get them established. On an average, such a property for investment is good because the guaranteed period for rental income is 2 to 10 years.

The owner of the resorts can also keep earning from the investment property abroad even after the rental period is over. After the rental period is over, the owner of the property becomes eligible for the room rate scenario. The rooms operate like those in a hotel and the owner of the resort is entitled to as high as 50% to 60% of the room rate.

An advantage with the resort hotels is the promotion and publicity. These resorts typically are aligned or associated with high profile leisure resorts and attract a lot of celebrities. Hence, the more the number of celebrities, the more is your income from the reputation.

As a resort owner, you can also look forward to lots of sops in the form of tax benefits and concessions from the government as the builders of the resorts typically negotiate with the government for tax and other duties concessions. Hence, having an overseas property for investment is indeed a mouth watering option for you.

Having this type of property for investment means that the builder is obliged to pay you an interest till the resort becomes fully operational. This not only ensures a hefty income but also ensures that the builder completes the resort on time. Hence, even if you have done pensions investments and bought one, this is always a good option for you.

Caribbean investments have been the frontrunner, when it comes to owning resorts, because of the exquisite locales. Overseas property for investment, if it happens to be a resort, is always a good option. These resorts of late have also become good options for people doing pensions investments.

Investment Advisors In India

SRINIDHI:

Srinidhi provides comprehensive business and investment advisory services by their Highly Experienced Investment Experts in India to long standing mid-market Indian business enterprises and to India focused funds based in the US, Canada and Mauritius. With over 250 man years of experience in investment management and with close trust worthy relationships, Srinidhi offers to structure a platform for western style private equity to accommodate Indian family business scenarios to yield strong and sustainable returns on medium to long term investments.We maintain trust-based relationships with our clients and provide each one with the confidentiality and personalized service that satisfies them.We create value for our investors by delivering best guidence.At Srindhi Investment Advisors Pvt. Ltd. (Srinidhi), we understand this business scenario and aim to capitalize on these potential opportunities.

Nearly two thirds of all businesses in India are family owned and operated. We have highly experienced experts who understand the intricacies of family owned Indian businesses and the methods and structures of western style private equity funds. Using our unique combination of expertise, experience and relationships we carefully identify and structure investments and provide ongoing advisory services to optimize risk and return for the stakeholders. We provide services in Private Equity for HNIs, FDI and FII in India, investment advisors in india, fii investment in india, investment advisory services in india, investment management india.Srinidhi is one of the best private equity firms in india since it suggest investment advices in India Growth Markets Investments, Optimized Investment in India etc.

Our focus will be in Identifying fundamentally sound business models with a macro thematic overlay.Providing investment advisory services with focus on right alignment of interests of management, capital preservation, and optimization of capital structure.Identifying ideal investments that combine strong cash flow yields with attractive long term value growth.Srinidhi houses a team of specialists with 250+ man years of local expertise combined with global investment experience that aid in risk identification, assessment, pricing, mitigation, and ultimate recovery. Our team has diversified expertise that includes Investment banking, Portfolio Management, Insurance, Corporate Law and more.Srinidhi assures you in giving the best advisory service in confidential investment management.

How To Finance Investment Property

There are many people who failed in real estate investing. Reasons could be, they don’t know what they got in, or they just don’t ask for management consultancy services that can surely help them when it comes to the problem of investing. Before you pierce through a delicate deal, you should know first its nature. You should be able to answer the basic question How to finance investment property?

Though the idea of investment property is a lucrative step to make money, the idea is not as plain as it is. Taking time to know what finance is, what’s the meaning of investment, and what is property. Putting them all together would be a tougher job.

Investing means putting your money into something that will bring you profit. But always remember that to invest in a property is not that easy. There are chances that you will go slump. Everything depends on your investment strategy. Smart investments are found by observing closely on what type of property, location of property, demand for property and calculated return on the asset. Details of your potential property investment are important. A smart investment deserves a smart finance. And so, to make your research about financing investment property, consider these following tip/pointers:

1.Analyze the Potential Return of your investment properties. Take time to consider he rental properties income and the expenses you will have to overdo in operating them. Research how music is charged with the rental for similar properties in the area. Create account for expenses like management fees, property maintenance, taxes, home owner’s association fees and others.

2.To finance the investment property, check a seller financing contract. With a realtor, discuss how to find out property owners offering financing. Finance support is offered by the builder if its a new construction. If it is a pre owned home, it is the seller. You will be able to secure advantage financing terms, depending on the seller.

3.Find private property investors to finance you on your investment properties. You can run to individual investors who come together to pool money to finance investment property. They earn money, just the same with what a bank earns in the form of interest rates. Ask a realtor or find private property investor online.

4.You can also try banks and credit unions to finance investment and rental properties. They are more strict and decent in their guidelines. However, they provide investment to possible applicants depending on buyer’s worthiness. Collect your personal financial document together. Grab a copy of your credit report and get personal income and expense figure.

5. Hire a lawyer that can help you on your real estate investment. This is important especially if you are going to use a Seller Financing or a Private Property Investors contract. He/she can provide counseling for special legal clauses included in these financing agreements.

6. Know how long will you be investing in a property. You must have fixed idea of how long will you be committed in financing your investment property. Te longer you plan to own the property, the longer time you need to invest in maintenance, repair and improvement.

7. You should avoid overpaying. Remember that you earn profit in investment property when you buy and not selling property.

What is a High Yield Investment Program ( HYIP )

A high yield investment program (or HYIP) is one of the most interesting investments out there. However, like a number of investment opportunities, it has been the target of a number of scams.

The simple version is that it is an investment method that offers a high rate of returns with some risk. The investor can invest small amounts into a HYIP, which can, if it does well, yields a higher-than-normal rate of return, which you can then cash out or re-invest. While investing, you can discuss how the investments are doing and find out about scams on websites called monitors, which keep an eye on how HYIPs do.

The slightly more interesting version is that an investor sets up an account with an HYIP, and then invests a certain amount of money into the HYIP, which can be for either very small amounts or for large amounts, depending on how much you want to invest. You decide when to pull out, and then what to do with the funds.

However, be advised that it is an investment and carries with it all the risks of an investment. As such, there is the real possibility of losing the money that you invest, for all the usual reasons. Dont invest more than you can lose, and thoroughly check out the investment before giving the HYIP a single cent, just as you would any other potential investment. And be aware that, just like other investment, there are some HYIPs that are scams.

Using an HYIP as a scam is abetted by a number of factors. The first is the mystique of investing; too many people jump into investing without really bothering how it works, and hoping to get something big for something little. There is also that it relies on e-gold, which, although it has a number of advantages, but transfers cant be reversed; unlike a credit card, if a transaction goes wrong, you cant get the money back. The last is that it looks like just another HYIP, and can therefore fool most people into putting money into it, which then disappears.

Another part of the problem is that they can be easily be used for ponzi schemes, either fueling one or being the bottom layer of one. Just be watch out for very-well performing HYIP, including those with an outrageously high rate of returns, and trust the monitor sites.

Although it can be a great opportunity, you need to go into it with your eyes open. If you find a scam, then report it to the nearest Treasury office or monitor website. If you dont, then you may have just found the way to an early retirement.