Realistic Expectations for the Debt Settlement Industry

Lets face it, the debt settlement industry has a really bad reputation, but I dont think that everything can be blamed specifically on the settlement companies. I will admit that there are some companies that do in fact take advantage of clients. However, there are a number of credible companies that do show good results. In fact, I have noticed that a majority of clients complaints actually stem from their own unrealistic expectations for debt settlement. Here are a few examples of common misconceptions that might help you have a more sensible grasp on the capabilities and limits of the debt settlement industry.

The biggest problem I see in the industry for clients is that as a result of their desperation, they are often times extremely gullible and dont use simple common sense when choosing a debt settlement company. Clients want to believe that they will only have to pay pennies on the dollar of their debt and that credit companies will never opt to sue them.WRONG. At this moment, a quality debt settlement company can normally negotiate a debt between 40-60%. Can you pay moreYes. Can you pay lessYes. No company is ever going to brag about the client who could not save money, was sued, and as a result had to come up with 80% of the debt. Instead, they are going to boast about the client who only had to pay 20% of his or her debt. Both examples are true, but they are nevertheless extremes. The most logical estimate that you can count on for a settlement is between 40-60% of your debt. Anyone who tells you that they can guarantee anything is lying. Hang up and dont talk to that company again!

The debt settlement industry is also known as debt negotiation. Negotiations take place between two parties, and thus you can NEVER guarantee that the other side will agree to the exact terms that you are offering.

Secondly, you CAN be sued if you are in a debt settlement program. Anyone who says that you cant is lying. Hang up and dont talk to that company again. While it does take quite some time for legal procedure to begin and it is true that companies would prefer not to have to resort to legal matters, they nevertheless will sue you. Remember, you owe them money, and they want it. Fortunately you do have time before any legal matters are going to take place. How much time? That it impossible to tell. It may be a year, it may be 4, 5, or never. Luckily, most clients whose accounts go to legal offices are able to avoid any legal action as long as they follow the rules of a good settlement program. The point is that a debt settlement program does not make you immune to normal collection processes.

I think that it is important to remember that those who need debt settlement services are often very desperate, and they need to take a step back to think logically about their decision. Like good Americans, they are looking for an easy, quick-fix solution to their financial dilemma. While debt settlement is a beneficial service that can indeed save consumers thousands of dollars in unsecured debts as well as relieving financial strain, it is in no way perfect, easy, stress-less process. Consumers perceive the debt settlement industry as the miracle solution to their problems, and, well, lets face it, its not. The inherent problem with these false hopes is that when clients come to grips with the reality, they often become frustrated and blame the industry. Just like in any service, settlement companies have their limitations.

In conclusion, if debt settlement is the right choice for you, make sure that you examine your options and that you have realistic expectations. This will make the process much easier and less stressful, and ultimately lead to better results for you.

Sharks of gambling industry. Part 1.

Behind the phenomenon of gambling industry, there are definite individuals. The attitude to them is ambiguous. Some people consider them to be talented businessmen, respect them and learn from them. Others, conversely, condemn them. Doubtless is only one thing these people are extraordinary, often venturesome, but at the same time they have business acumen, feel the demands of time, they can correctly estimate the potential of their future enterprises. Particularly such people gain millions of dollars from gambling industry.

Sheldon Adelson
Presently he is the richest representative of the gambling industry. He owns the corporation Las Vegas Sands, which controls the casino-hotel Venetian in Vegas and Venetian in Macao. The life of Sheldon reminds of a classical story about an American dream. The future billionaire was born in 1933 in Boston in a poor Jewish-Ukrainian emigrant family. He had to work since early childhood. He earned his first money by selling newspapers on the streets. Practically without any education, the self-made man Sheldon became one of the best financiers in the USA. While working as financial advisor, he breathed new life into more than 50 companies. Adelson was one of the first businessmen who believed in the future of IT technologies. The international show-exhibition of IT-technologies COMDEX was his brainchild. In 1995 he sold it to the Japanese for 860 mln dollars.

The businessman came to the gambling market in 1989 buying the casino-hotel Sands in Las-Vegas, which was earlier owned by Frank Sinatra. Understanding that one more casino in Vegas is trivial and that is why relatively unprofitable, he decides to transform the capital of gambling into the international business center, in order to attract rich entrepreneurs (potential players) to his casino. Within several years Adelson built the business centre Sands Expo. In 1991 he invested one and a half billion dollars for building the casino-hotel Venetian. The new casino was targeted not only at players, but also at businessmen who came to his new business center. As many experts acknowledge, Venetian is one of the most beautiful casino-hotels in the world. There are more than 4000 rooms, 18 restaurants, a trade center (emporium), and all this is at the background of Venetian channels, with gondolas sailing and gondoliers singing their famous songs. In 2004 Adelson opened the casino Venetian in Macao, the first casino of Las Vegas type in Asia. In May 2006 he managed to obtain a permit for building a casino in Singapore, which will presumably be opened in 2009. It is planned that more than 3 billion dollars will be invested into its construction.

At the moment, according to Forbes, Adelsons fortune is 16.1 billion dollars, i.e. he is number 14 in the world rating of the wealthiest people of the planet.

Kirk Kerkorian
This figure of gambling industry can be without exaggerations called the most experienced and sophisticated. He is the living legend, one of the fathers of Las Vegas. Kirk was born in 1917 in the town of Fresno (California) in the family of Armenian emigrants. In his youth he was actively engaged in boxing and participated in single combats, but at the age of 22 all of a sudden he decided to quit sport the desire to learn to fly captivated his entire personality. During WW II Kirk became a pilot of British royal air force. Upon returning to his homeland, in 1947 he paid 60 thousand dollars and bought a small air company that specialized on charter flights between Los Angeles and Las Vegas. He abandoned this business only in 1968, having sold it for 108 mln dollars. Frequently visiting Vegas, he realizes the huge potential of this city. In 1962 Kirk buys 80 acres of land on the famous The Strip, not far from the legendary casino Flamingo. The land at that time cost him 960 thousand dollars. The investment was not vain, approximately at this time there started the gambling boom and many companies became interested in gambling industry. The renowned casino Caesars Palace is built on his land, which he grants on lease. In 1969 he sells it, having thus earned more than 9 million dollars.

In 1967 Kirk buys 82 more acres of the precious land and builds International Hotel, which was the biggest hotel in the world at that time. In order to make the hotel popular and attract potential players, Kirk hires Elvis Presley for concerts. At that time he also buys the casino Flamingo, which he resells in 1970 to the corporation Hilton. 1973 was crucial for Kirk. He invested most of his assets into buying the film studio MGM and builds the casino-hotel MGM Grand under the brand of his new company. Now this hotel becomes the biggest in the world. At the moment Kirk Kerkorian owns the corporation Tracinda, which has the controlling stock of MGM Mirage (casino in Nevada, New Jersey, Macao etc). Kirks interests are not limited only to gambling industry. He owns 10% of the shares of General Motors. All this allows him to be number 53 in the Forbes world rating, having the fortune of 8.7 billion dollars.

Faro Arm For The Furniture Industry

The FARO Arm is acknowledged for its significant role in mining and other industries but not too many people are aware that it also plays an important role in the furniture industry. Just like the other industries, the furniture industry relies on exact measurements and the manufacturers of quality furniture have learned to rely on the FARO Arm when it comes to this.

The Faro brand is responsible for many effective measuring technologies like the laser scan Faro arm, the portable arm and FARO Arm laser scanner. The furniture products that people see on display have gone through several processes and that includes cutting of its various parts. This is where a highly accurate calculating tool like the Faro arm is most needed so that the exact measurement is specified into the CNC machine.

While the CNC tool is an accurate machine, manufacturers can only maximize its function when used with an equally accurate measurement tool like the FARO Arm. Furniture, whether it is planned for the bedroom, living room, bathroom or even in the office, should fit the drawing board so that it can be more useful and improve the aesthetics of any area where it is intended to be arranged.

The development of measurement technology that requires the assistance of computers has led to the growth and evolution of the furniture industry. Whereas before, furniture production has to be made in mass, manufacturers are now better able to come up with production based on demand thanks to technology. The quality of the furniture has also improved as even the smallest faults or differences in design and specifications are easily caught with the use of new technologies like the ROMER Arm.

The Faro arm technology has not only made the measuring process more efficacious for the furniture industry. It has also simplified the process of designing furniture through the 3-D laser scanning capabilities of the Faro arm. Today, both manufacturers are customers are able to get a virtual image of their proposed furniture designs so they can approve it prior to the actual manufacturing.

Even antique designs can now be duplicated thanks to reverse engineering. This is particularly useful for people with periodic interior designs for their homes and who want antique-design furniture to grace their space. Even the most uneven design space can now be corrected to conform to the ideal design with laser scanning technology.

Function and design are two important aspects of furniture manufacturing and the best way to blend the two to produce a dazzling product is through the use of the Faro arm. Large-scale and even smaller furniture makers now make use of technology to improve their production and assembly line. To achieve the best craftsmanship, furniture makers now rely on software and 3-D laser scanning technology to make furniture without the gaps, sags and welded joints usually seen in other designs.

With the use of Faro arm, manufacturers can now focus on more detailed designs for their furniture. Furniture is no longer reliant on a single raw material like wood these days because the consumers have also learned to love other materials like steel and furniture made from these materials come out more textured and smooth.

Cnc Machine Tool Industry Development Plan To Be Implemented

Tool is the basic means of production, equipment manufacturing, machine tool industry is a country’s infrastructure and strategic industries. Electromechanical integration equipment, which, as NC machine tools, assembly efficiency, flexibility, precision, complex, integrated many advantages in one, has become the main manufacturing equipment as of processing equipment and machine tools market mainstream.

2004 11 13, Premier Wen Jiabao held in Liaoning business executive forum clearly states: “machine is equipment manufacturing machine tools to realize the modernization of equipment manufacturing industry, depending on the level of development of China’s machine tool . revitalize the equipment manufacturing industry, the first to revive the machine tool industry, we should vigorously develop China-made CNC machine tools. “Earlier, Premier Wen Jiabao and other state leaders have issued a directive: to in-depth study based on the development of domestic machine tools, CNC machine tools in particular the planning and policies to improve the level of China’s manufacturing industry.

Leadership of the State Council on development planning, the development of CNC machine tool instructions to speed up the spirit of industry in national development committee under the auspices of the Secretary, June 23, 2004, complete the “Special Plan for the development of CNC machine tool industry,” comments draft. July 13 ~ 14, hosted by the National Development and Reform Commission, China Machine Tool Industry Association of specific organizations, held a “special plan for the development of CNC machine tools forum” to hear the views of business representatives and experts and, based on feedback as further revision. October 2004, the special plan was finalized.

To gain time to revitalize the machine tool industry

Recently, the Director General of China Association of Machine Tool length of Satisfying the “CNC Machine Tool Industry Development Plan” of the core were described as follows: “The central idea of this plan are: to support the implementation of industrial policy, through fiscal, tax, credit and other support for the development of CNC machine tool industry; play to market on the role of resource allocation, speed up industrial restructuring and optimization; implementation of the key technological transformation and building 10 to 20 CNC machine tools and functions of parts manufacturing base, increase popular type domestic market share of CNC machine tools; strengthen the research and development capacity-building and support projects, highlight the development of research priorities, to improve aviation, national defense and war on the high-performance CNC machine tool manufacturing industry satisfaction in order to achieve a strategic breakthrough in CNC machine tool industry. ”

To rejuvenate the equipment manufacturing, machine tool industry is bound to go ahead. Satisfying that start as soon as possible, “CNC machine tool industry development plan” is actually for the machine tool industry for the revitalization of the time, the development of China’s equipment manufacturing industry to provide a wide range of large CNC machine tools strategically positioned. [Key words]: CNC machine tools Machine tool Equipment manufacturing Comment Large In Small

Analysis Of The Development Trend Of Fast-food Industry In The Future

In recent years, China’s fast-food industry has experienced 10 years of hardships. The industry has undergone the growing process from disorder to order, from grass to towering trees. In this process, there appears a group of leading enterprises such as the real kung fu fast food chain, Da Niang Dumpling and so on.

Meanwhile, the experts pointed out that “Although western fast food in our country has a good development at current. But because the Chinese people have developed eating habits for a long time and due to the irresistible delicious Chinese food, in the future Chinese fast food will continue to dominant China’s fast food market.”

The survey shows that in China’s fast-food market, 78.9% are Chinese fast-food restaurants, while 21.1% are Western-style fast food restaurants. Chinese fast food due to its price advantage and the taste advantages still accounts for most share of the domestic fast food market. This no doubt provides a huge and yet untapped market for the Chinese fast food industry.

In addition, it is worth noting that, after 10 years of market screening, Chinese fast food has gone out of the “small”, “miscellaneous and chaotic” market misunderstanding. It has the basic formation of mature market segments to meet the needs of different consumer groups.

In addition, the arrival of the peak of China’s urban expansion also provides an opportunity for the development of the fast food industry. At present, every year about 18 million rural people come into cities. By the year of 2015, China’s urban population will for the first time exceed the rural population.

Urbanization does not only mean an overall improvement in people’s living standards, but also means the changes of people’s way of life and the rising of the resource consumption. People’s consumer attitudes will change accordingly. With the accelerated pace of life, fast food consumption has become a popular demand. The production of “public fast food” that can meet the demand of the ordinary working class will become a trend.

In the 21st century, China’s fast-food industry has achieved new development, opening up new prospects for the development of Chinese fast food. In the face of new development conditions and opportunities, how to promote scientific development and make new progress for the Chinese fast-food industry is the tasks and challenges we are facing. Experts say that there is still a long way for the Chinese fast food industry to go in the future.